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Open Monday - Friday (8:30am - 5:00pm)

Call (360) 293-5451

  

SAVINGS RATES

Rates for the 3rd Quarter (September 30, 2011)
(All rates are subject to change without further notice)
Share Accounts: *APR APY
  .25% .25%
Dividends are paid on all accounts with a balance of $100.00 or more. Dividends are figured on your daily balance and paid quarterly and compounded quarterly.
* APR = Annual Percentage Rate
* APY = Annual Percentage Yield
* Dividends are paid quarterly
* Minimum balance for shares is $50.00
* All Dividend Rates are based on Profitability reviewed & are subject to change quarterly by the Board of Directors and without further notice
 
Notice to the Membership:
The credit union continues to have extraordinary expenses assessed by the government insurance fund to help stabilize it due to financial institution failures. These expenses decreased our net income on which our dividends are based.

*Please call the credit union for the most current certificate of deposit rate (CD)
 
*Your Share deposit is insured up to $250,000.00 by the National Credit Union Administration

LOAN RATES

Rates effective as of July, 2011

(All rates are subject to change without further notice)

Collections Costs:  You promise to pay all cost of collection the amount you owe under this agreement including court costs and reasonable attorney fees.

Late Charges: If you are 15 days or more late in making a payment you will pay a late charge

Of 5% of the payment that is due.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Minimum Payment: Your minimum payment is $25.00, determined after each advance and does not

go down as the balance declines.

 

 

 

 

 

 

 

 

 

 

 

 

 

 
All Dividend Rates are based on Profitability reviewed & subject to change quarterly by the Board Of Directors.
*Your Share deposit is insured up to $250,000.00 by the National Credit Union Administration

Credit union Hours: M-F 8:30am-5:00pm  Phone: (293-5451) ***Fax: (360)293-8005

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